When you travel, do you always buy travel insurance? I’ll be honest, we travel frequently and yet we rarely purchase travel insurance. Now I am not in any way suggesting you should forego buying trip insurance. Travel insurance can be a good idea. (When we do buy travel insurance, we purchase ours through World Nomads.) However, if you are like us and occasionally travel without insurance, you should know if something happens you may still have protection, which is why I’m sharing with you the time we had to cancel our international travel plans for medical reasons and learned we were unknowingly covered by trip cancellation and trip interruption protection through our Chase credit card.
|Blissfully unaware of the pending medical emergency.|
If you follow Travel the World on Facebook you might have seen my post about Romeo’s emergency appendectomy. We were spending a lovely day in Coronado at the beach with the dogs when Romeo started to feel pain in his stomach. At home he started shivering even though it was 90 degrees outside. When he developed a fever that evening we rushed to the hospital.
Obviously our greatest concern was to figure out what was wrong. When the diagnosis of appendicitis was confirmed I was relieved as it is a routine laparoscopic surgery with a fairly speedy recovery. Unfortunately Romeo’s appendix had leaked, which meant a longer hospital stay, five full days to be exact.
After a successful surgery Romeo’s surgeon visited the hospital room for a checkup. I timidly asked how Romeo’s surgery would affect our upcoming travel plans, worried by the answer I was going to hear. Sure enough, our scheduled 10-year wedding anniversary weekend getaway to Tri-Valley in Northern California a week and a half later would have to be cancelled. Not too big a deal. Our flights were easily transferrable with Southwest Airlines and no other money had been spent. But then came the really bad news. After an appendectomy there is a risk of blood clots, so Romeo would not be able to travel by car or plane for anything longer than a half hour for two months. Our trip to Greece six weeks later would also need to be cancelled.
|Later that night in the ER.|
Have you ever had to cancel a trip? What was your experience?